Loan Officer

NMLS# 318996

Residential Mortgage Solutions was excited to have Richard Klemkowski join the team. He has been assisting families achieve homeownership and mortgage reduction refinances for over 2 decades.

20+ years in the mortgage/real estate industry has been instrumental to his team’s success
His friendly experienced mortgage team lends across the US to serve all of your mortgage needs!
Rich has a wide variety of loan products that other banks can’t offer. The “quick close 21-28-day closing,” “stated-income for the self-employed or 1099 wage earner,” “2nd chance financing,” and “low conforming” loans are available to borrowers with credits scores as low as 500. Send Richard and email, text, or give him a call. He is always willing to help!

Rich K was great to work with. He was very professional and answered every question I asked with pure honesty and never held anything back. He came through on getting me a mortgage last minute after working with another bank for over 6 months. Rich laid out all of the different mortgage options I could choose laying them out from worst case to best case. Rich prepared me for the worst case option (higher DP and higher Interest) but in the end came through with the best case option. He was prompt in his responses and always answered emails and phone calls. I have referred Rich and RMS to others in my family. Nipa – March, 2017
I cannot thank Rich and his Team enough for putting me in the new/modified FHA loan. I am so impressed with Rich’s professionalism and expertise in mortgage brokering. I feel the weight lifting off my shoulders from the one-sided loan I had with PNC. PNC kept telling me that I was not eligible for a modification, the PMI insurance couldn’t be removed after 14 years?, misrepresented loan dates in order to deny a refinance in 2014 — which is why I was hesitant to go forward with the loan when I was initially approached by Rich of Residential Mortgage Solutions. Rich, please accept my apologies, I know better now. Don’t hesitate as I did, because you will lose the opportunity to save money. Carol – November, 2016

Richard Klemkowski

Loan Officer

Office Phone
(800) 576-7776 Ext: 19
(410) 207-9545