Team

Barry Diggins

President

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We couldn’t recommend RMS highly enough for anyone looking for some peace of mind when dealing with financial about buying, selling or refinancing their real estate. Our big thanks to Igor and Irina Noble for their amazing professionalism and patience in leading us again with such delicate matter. We were confident from previous experience and again their maintained great communication throughout the entire process.

Kathleen Dilegge

Operations Manager NMLS# 139005

Kathleen has lived in Maryland her entire life. She is married and has a handsome son named Max. She has the knowledge and expertise to guide borrower(s) through the mortgage loan process.

Accolades

Been in the mortgage industry for over 17 years

Licensed as a Mortgage Loan Originator in more than 18 states

Has been with Residential Mortgage Solutions for 18 years.

Effectively and efficiently communicates with borrower’s in a timely manner.

Conclusion

Kathleen finds it a truly rewarding experience being able to work with different people and families, helping them to realize their financial/home ownership dreams. Her attention to detail has been and continues to be one of her greatest assets for her customers.

I had issues with several other loan officers in the past, but Kathleen is by far the most knowledgeable I have ever dealt with. Not only was she responsive, but she helped my family get into the home on short notice. Highly recommend her for her expertise, kindness, and ability to be responsive.

Kathleen through a friend and I’m glad I did! Being a first time home buyer, the home buying process was very frustrating and new to me. Kathleen was so patient with me and helpful, making sure I understood everything before signing off on any paperwork. She was so good that I referred her to a friend and my friend ended up using her as well! And a few months after settlement she has always been there to answer any questions I have. Great Job!!! Would definitely recommend and use again.

Richard Klemkowski

Loan Officer NMLS# 318996

Residential Mortgage Solutions was excited to have Richard Klemkowski join the team. He has been assisting families achieve homeownership and mortgage reduction refinances for over 2 decades.

Accolades

20+ years in the mortgage/real estate industry has been instrumental to his team’s success

His friendly experienced mortgage team lends across the US to serve all of your mortgage needs!

Conclusion

Rich has a wide variety of loan products that other banks can’t offer. The “quick close 21-28-day closing,” “stated-income for the self-employed or 1099 wage earner,” “2nd chance financing,” and “low conforming” loans are available to borrowers with credits scores as low as 500. Send Richard and email, text, or give him a call. He is always willing to help!

Rich K was great to work with. He was very professional and answered every question I asked with pure honesty and never held anything back. He came through on getting me a mortgage last minute after working with another bank for over 6 months. Rich laid out all of the different mortgage options I could choose laying them out from worst case to best case. Rich prepared me for the worst case option (higher DP and higher Interest) but in the end came through with the best case option. He was prompt in his responses and always answered emails and phone calls. I have referred Rich and RMS to others in my family.

I cannot thank Rich and his Team enough for putting me in the new/modified FHA loan. I am so impressed with Rich’s professionalism and expertise in mortgage brokering. I feel the weight lifting off my shoulders from the one-sided loan I had with PNC. PNC kept telling me that I was not eligible for a modification, the PMI insurance couldn’t be removed after 14 years?, misrepresented loan dates in order to deny a refinance in 2014 — which is why I was hesitant to go forward with the loan when I was initially approached by Rich of Residential Mortgage Solutions. Rich, please accept my apologies, I know better now. Don’t hesitate as I did, because you will lose the opportunity to save money.

Jack Callanan

Loan Officer NMLS# 139070

Jack joined Residential Mortgage Solutions in 2003 after working in hospitality. He finds that he most enjoys working directly with clients to help them explore their financial goals with the various mortgage programs available to them. He takes great pride in providing information quickly and accurately with a no-nonsense approach.

Accolades

Licensed as a Mortgage Loan Originator in more than 15 states

Graduate of Pepperdine University, Malibu CA

Prior experience as a wholesale account manager for Washington Mutual Bank

Top producer for RMS in 2016.

Conclusion

Jack’s personal slogan is… “Since you don’t call a Mortgage Loan Originator often, please choose wisely… And if you choose me you will not be disappointed!”

Jack made no promises, just gave me information and told me my options. Every question was fully answered and every reservation addressed. I am not an easy sell and I was very reluctant to mess around with my mortgage. Jack explained everything and saved me over $300.00 a month. What more can I say? I have recommended him to everyone who will listen and you should do the same. Jack is a man of his word which is a rarity these days. He is an asset to RMS and the industry as a whole, which we all know has a “black eye” from the housing debacle. He is definitely the only person I would every consider doing any loan with again or have ever recommended without reservation. You will not find anyone more honest or easier to do business with.

Vittorio Bongiorno

Loan Officer NMLS# 1283604

Vittorio has helped many borrowers reach their financial goals when refinancing or purchasing. Vittorio has a plausible understanding with the local and national real estate market. He knows what hurdles the borrower(s) may face, how to obtain the borrower’s goal, and ultimately close the loan.

Accolades

Proficient in Italian and Spanish

Extensive cultural and travel background when dealing with various borrowers

Bachelor’s degree in International Business from the University of Baltimore

Licensed as a Mortgage Loan Originator in 15 states

Conclusion

Whether it is purchasing a new home, or refinancing your existing mortgage, Vittorio can help find what type of loan product best fits your scenario. Vittorio has experience with all types of loan products and local programs. He is always available to meet your mortgage needs. Vittorio is a proven mortgage professional, and his strong attention to detail makes your mortgage process go smoothly.

Vittorio B******** was such a pleasure to work with. I am a first time home buyer and he provided top notch service and worked with me to ensure I understood everything upfront. He was able to get me in my home with a great rate and there were no hidden costs. Vittorio was very helpful, informative, and professional every step of the way. I would definitely recommend Residential Mortgage Solutions to all my friends.

I would just like to say that my experience with Vittorio B******** was OUTSTANDING! He was very informative, he followed through with us to the very end. He was prompted, respectful, knowledgeable and very helpful. He made sure everything he said was truthful and very helpful with us getting our paper work in on time. He went over and beyond the call of duty to make our refinancing experience wonderful! I would recommend Residential Mortgage Solutions to any and everyone that is looking to get a mortgage. The entire team was very helpful and courteous and very friendly. This experience was so wonderful They take the nightmares out of getting a mortgage. Thank you Residential Mortgage Solutions INC and Vittorio B******** for your wonderful handling of our mortgage.

Joe Salem

Loan Officer NMLS# 180651

Joe Salem’s passion for real estate and finance have provided him with a wealth of knowledge and experience that he gives back to his clients each and every day. His passion to help others led him to assist hundreds of families take advantage of historical low interest rates and refinance programs.

Accolades

Has been in the industry since 2009

Has won Top Producer awards at RMS for 5 consecutive years

Has an acute understanding of the underwriting guidelines

Broad range of products available to him

Bachelor’s in Business Administration from Bryant University

Licensed as a Mortgage Loan Originator in over 15 states

Conclusion

Joe strives to make the complex home buying process easy to understand.

Joe made the home process very smooth. He kept us informed about everything, the easy parts and potential problems, without making us feel overwhelmed. He also has contacts in other aspects of the home buying process, such as the realtor he recommended for us. I couldn’t have asked for a better home buying team.

Joe’s expertise, advice and support made what at first appeared to me to be a daunting process very straightforward and easy. Joe stayed in touch with me every step of the way and was always available to answer questions. I highly recommend working with Joe for any home financing activity.

Dave Presley

Loan Officer NMLS# 1405467

Joining our team in 2015 as a Mortgage Loan Originator, Dave brings a wealth of knowledge to our team with an extensive background in financial services. Dave is known for his exemplary customer service skills and putting the borrower at ease

Accolades

Licensed as a Mortgage Loan Originator in 15 states

Over 20 years’ experience in the Financial Services industry.

Conclusion

Dave takes pride in looking out for your best interest while making home financing a smooth, stress-free process. Dave is looking forward to being of service to you in the near future.

Dave is truly an amazing mortgage consultant. Initially I was afraid of starting the process as a First Time Home Owner because when dealing with consultant they tend to use terminology that keep you lost. Dave truly broke the entire process down to where I understood. He gave me confidence to start the process and built trust and a bond with me that made me good. He went above and beyond to making himself available to me at all time of the day and weekend. Dave even broke down numbers on homes that I found of interest. Dave is truly the best in my eyes and I highly recommend him to anyone.

First time home buying experience was a great one with Residential Mortgage Solutions!! Whenever I had a question or concern my loan officer, Dave P., was easily reached and always had the answer. He walked us through all of our options and made sure we were comfortable with each decision. Could not have asked for better service.

Robin Peters

Loan Officer NMLS# 139063

Robin was one of the first loan officers to join the RMS team in 1999. She prides herself in making customer service her number one priority.

Accolades

30 plus years of customer service and sales experience

Has been one of RMS’ top producers for the last 18 years

Licensed as a Mortgage Loan Originator in 15 states

Has one the “Top Originator of the Year Award” 3 years’ straight

Conclusion

Robin’s personal slogan is… “To me, communication is key!” Keeping my clients informed has been my secret to success for the past 18 years.

This was our first time working with Residential Mortgage and our experience couldn’t have been easier. We worked with Robin throughout the majority of the process (even while she was on a short vacation). What a great experience! We would certainly go back to them again without question and highly recommend them to everyone. THANKS AGAIN ROBIN!!

We just closed on a debt consolidation/refinance with Robin and her team at Residential Mortgage Solutions, Inc. The communication and ability to process things through the use of electronics was fantastic. Robin worked tirelessly to insure us we would get where we wanted and needed to be with our loan request. I would use and recommend Robin and her team for any future mortgage dealings. They are great!!!! Thanks Robin, Barry and Genie!

Greg Ohrin

Loan Officer NMLS# 1413666

Greg lives in Eldersburg MD with his wife, Denise and his two sons, Jake and Camden. Greg joined the Residential Mortgage Solutions’ team in the spring of 2016. He has a clear understanding of the real estate market and is there to help each client through the financing process.

Accolades

Licensed in 10 states

Has Marketing degree from the University of Baltimore

Conclusion

If you are looking to purchase a home or refinance your existing mortgage, Greg’s goal is to make the process easy as possible.

Greg was amazing. We were in a tight spot and he helped us out. It was more than what I ever expected from him. From answering calls texts and emails any time of day or night. To constantly keeping us up to date and keeping the ball rolling for buying our house. I would definitely recommend him to anyone. He cared about us on a personal level and even showed up at Settlement to make sure everything went smoothly. I cannot praise this man and his company enough! He is great at what he does. There’s no way I could ever thank him enough!

Greg was very thorough with our process, explaining every detail and walking us through it, making it a very pleasant experience. He was easy to work with, and even when issues came up, he had quick answers and fast solutions. He gave us an estimated date as to when all would be completed, which he not only met but over delivered. He was caring and truly a pleasure to work with. If going through the process once again, he will certainly be my first choice. Thanks for everything!

Freddie Vanover

Loan Officer NMLS # 1001570

Freddie Vanover has been in the mortgage industry since October 1996 and has become one of the most knowledgeable and savvy loan originators in the industry today. Specializing in FHA and helping first time home buyers, he is constantly facing challenges head on. Freddie is always finding ways to get his clients into their dream homes.

Accolades

Well Versed in Conventional, FHA, VA, and Jumbo financing

20 years in the mortgage industry

Conclusion

Strong customer service, communication skills, and the knowledge base to help a wide range of clientele has made Freddie the go to person for anyone purchasing a home.

Mr. Vanover made my 1st time easy and stress free. I was nervous with my process but him and my realtor helped me through the whole thing. He explained everything that had to be done and made sure it was. I wouldn’t choose anyone else if I had to do it again. Thank you again Mr.Vanover

I worked with Freddie at Residential Mortgage Solutions during my home buying process. He was very helpful, knowledgeable, and patient with me and my wife. I would recommend Freddie to anyone looking to get financing and consultation on a home.

Jordan Diggins

Loan Officer NMLS# 1444801

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