• After you have submitted the required documents for your loan, your file is broken down, organized and submitted for processing.
  • The mortgage loan processor orders all of the required verifications on your loan including:
    • Assets
    • Employment and residence history
    • Rental or existing mortgage history
    • Credit inquiries
    • Title and appraisal requests
  • Upon receipt of the required verifications, your loan file is submitted to underwriting.
  • The underwriter will approve, suspend or decline your mortgage application.
  • Once conditional approval is issued, you will receive the list of the conditions from your Mortgage Loan Originator.